Insurance prices have been constantly going up for the past few years, and finding an affordable and reliable car insurance has become a really tough task lately. If you are trying to find a good company that offers an affordable car insurance we will give you some tips to save some money on car insurance.
- There’s something you gotta know, insurers prefer popular models which are less espensive to repair.
- An interesting fact: the lower your annual mileage, the lower your premium.
- You can prove the insurer you are a low-risk-driver, some insurers even give you a discount if you have taken driving courses in the past.
- Adding a newly qualified young driver will increase the premium.
- We recommend you to pay your premiums annually, not monthly. This will help you save some money in the long run!
- Some insurers insist on selling you breakdown cover, or sometimes they add it in your insurance policy, we recommend you to find this service elsewhere at a lower price.
- When changing insurers, make sure you can carry your claim-free record with you, since it may reduce your premium with the new insurer.
- If you have the time, get quotes from many different insurance companies, this will help you compare insurance companies, the services they give you and of course, the premiums you would be paying. Feel free to call them if you have any questions related to their policy or prices.
- If you have been with an insurance company for quite some time, we recommend you to ask for a discount, they should know you have been a loyal customer and we certainly believe they appreciate your business with them, therefore, a decent discount doesn’t seem so odd.
Do you know any other recommendations to save money on car insurance? Share it with us. One thing is for sure, there are many car insurance companies in Canada, so request as many quotes as you want to choose the best car insurance for your needs and budget!